University of Illinois Logo University of Illinois Urbana-Champaign University of Illinois Chicago University of Illinois Springfield
Home Search Help
N E S S I E   Home > Benefits > AD&D >  


Eligibility
State
University
Dependents
FAQs
Cost
Resources
University Enrollment
Travel Assistance
State Enrollment


Medicare

Adoption

Providers

Civil Union & Domestic Partner

Forms

Travel Assistance

Benefits Summary

Savings Bonds

Health

Dental

Vision

Campus Contact

Life

AD&D

UPB Contacts

LTD

LTC

FSA

403(b), 457, SURS

403(b) Online Enrollment

Domestic Partner

COBRA

Qualifying Event/ State Plan Changes

Benefit Choice

Employee Assistance

Recreation / Wellness

Shared Benefits



Contacts
HR Forms
Human Resources
  Urbana
  Chicago
  Springfield
EEO


Accidental Death & Dismemberment Insurance

Frequently Asked Questions About Accidental Death & Dismemberment Insurance

What kinds of AD&D plans are available?
What happens to my AD&D insurance in the event of a layoff, illness, or other types of leave?
What happens to my AD&D insurance during a period of personal leave without pay?
What happens to my AD&D insurance when I retire?


What kinds of AD&D plans are available?
Under the State's accidental death & dismemberment plan (AD&D), employees may elect an amount equal to their annual salary and may include the optional life amount elected. The state plan does not include coverage for spouse and children. The University's AD&D plan provides from $25,000 to $300,000 in coverage and includes coverage for spouse and children. It also includes travel assistance coverage while traveling internationally, at no extra cost. Both AD&D plans are optional and at the employee's expense. Enrollment in either plan can be requested at any time. For brochures or more information, contact the UPB Benefits Services office.

What happens to my AD&D insurance in the event of a layoff, illness, or other types of leave?
The AD&D insurance plans may be continued during seasonal layoff, illness, family and medical or educational leaves without pay. The State contribution continues to be paid, and the employee is billed monthly by the UPB Benefits Services office for any insurance premium formerly deducted from the paycheck. Premium bills are mailed to the home addresses of employees off the payroll. The first bill will arrive at about the same time as the first paycheck is missed and then monthly thereafter. The bill will be itemized and is due within 10 days. Failure to pay a premium bill will result in termination of the AD&D coverage until the member returns to work. Re-enrollment in some plans will be subject to evidence of good health.

What happens to my AD&D insurance during a period of personal leave without pay?
Members on personal leave without pay may continue coverage for up to 24 months subject to the member's payment of 100% of the premium, which includes the employer contribution. Employees on personal leave will receive monthly premium bills from the UPB Benefits Services office. Premium bills are mailed to the home addresses of employees off the payroll. The first bill will arrive at about the same time as the first paycheck is missed and then monthly thereafter. The bill will be itemized and due within 10 days. Failure to pay a premium bill will result in termination of the AD&D coverage until the member returns to work. Re-enrollment in some plans will be subject to evidence of good health.

What happens to my AD&D insurance when I retire?
When you retire and begin receiving a monthly annuity from the State Universities Retirement System (SURS), your State AD&D insurance records are transferred to the retirement system.


Maintained by University Human Resources | Contact Information | Last Update: 18-May-2010 | ID: 100