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LTD Calculation
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Long Term Disability Insurance

Cost

State Universities Retirement System (SURS) Plan

Premiums for the SURS LTD plan are paid entirely by SURS.

University Plan

The premiums for the University LTD plan are based on your age. Follow the steps below to calculate your total monthly LTD cost:

  1. Indicate your annual salary. $__________
  2. Divide your annual salary by 12 to get your monthly salary. $__________
  3. Multiply your monthly salary by .6667. $__________
  4. The maximum monthly benefit is $12,000. If the amount in Step 3 is greater than $12,000, indicate $12,000 here. Otherwise, indicate the amount in Step 3. $__________
  5. Multiply the amount in Step 4 by the rate coinciding to your age below to get your total monthly cost. $__________
  6. Employee Monthly Contribution
    Employee Age Rates
    Less than age 25 .00179
    25-29 .00216
    30-34 .00262
    35-39 .00329
    40-44 .00477
    45-49 .00791
    50-54 .01068
    55-59 .01218
    60-64 .01262
    65-69 .01583
    70+ .01814

    Rates effective 7/1/11.


Maintained by University Human Resources | Contact Information | Last Update: 01-July-2011 | ID: 109