Changing Optional State Life Insurance Coverage
During the annual Benefit Choice period, the Benefit Choice Options booklet is available online for employees outlining any changes that will occur to the State of Illinois life insurance plan for the new plan year, July 1 through June 30. This may include changes to insurance carriers, premiums, or provisions. Changes take effect the following July 1.
During this period, employees may apply for or increase life insurance coverage on the optional State plan for themselves, their spouse and their dependents.
Applying for or increasing life insurance requires completion of three steps:
- Completing the online enrollment form through NESSIE, by selecting the link at the top of the Benefits Choice page.
- Submitting an online Statement of Health. This must be completed either during the Benefit Choice period or no later than the 10th calendar day after the Benefit Choice period ends.
- Completing the online Beneficiary Election form if applying for the first time or when making a beneficiary change.
Dependents who meet the eligibility requirements for health and dental insurance are eligible to apply for optional life insurance. Relationship documentation is required.