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Dependent Eligibility

Dependents eligible to receive State of Illinois group health and dental insurance, and apply for State life insurance under a University of Illinois employee are:

  • Spouse (does not include ex-spouses, common-law spouses or those not legally married).
  • Same-Sex Domestic Partner * (enrolled prior to June 1, 2011) - see Domestic Partner Benefits.
  • Civil Union Partner (enrolled on or after June 1, 2011).
  • Children from birth up to but not including age 26, including:
    • Natural child.
    • Adopted child.
    • Stepchild or child of a civil union partner.
    • Child for whom the employee has permanent legal guardianship.
    • Adjudicated child for whom a U.S. court decree has established an employee's financial responsibility for the child's medical, dental or other healthcare.
  • Children age 26 and older, including:
    • Disabled. Child age 26 or older who is continuously disabled from a cause originating prior to age 26. In addition, for tax years in which the child is age 27 or above, eligible to be claimed as a dependent for income tax purposes by the employee.
    • Adult Veteran Child (non-IRS). Unmarried adult child age 26 up to, but not including, age 30, an Illinois resident and has served as a member of the active or reserve components of any of the branches of the U.S. Armed Forces and received a release or discharge other than a dishonorable discharge. Note: The premium for non-IRS Adult Veteran Children is 100% of the cost of coverage (employee premium plus the State contribution), regardless of the number of dependents enrolled on the employee's coverage.
    • Other. *
      • Recipient of an organ transplant after June 30, 2000, and eligible to be claimed as a dependent for income tax purposes by the employee, except for a dependent child who need only be eligible to be claimed for tax years in which the child is age 27 or above, or
      • An unmarried individual continuously enrolled as a dependent of the employee in the State Insurance Program (or CNA for university staff) since 2/11/83 with no break in coverage and eligible to be claimed as a dependent for income tax purposes by the employee. The period of time the dependent was enrolled with Golden Rule Insurance Company (prior to April 1, 1988) does not count toward the requirement of continuous enrollment

    * Not eligible for State life insurance coverage.

    Note: Documentation verifying one of these relationships exists must be provided when enrolling dependents in the health and dental insurance. Please see Dependent Documentation Requirements and Deadlines. Dependents must be covered under the same group health plan as the employee and are not eligible for coverage if the employee is not enrolled.

Maintained by University Human Resources | Contact Information | Last Update: 28-June-2018 | ID: 65