Accidental Death & Dismemberment Insurance
State Accidental Death & Dismemberment Insurance (AD&D)
The State voluntary AD&D insurance is available to you through the Minnesota Life Insurance Company.
- The effective date of coverage is the date of election or the date of membership, whichever is later.
- You may apply for the Minnesota life AD&D insurance at any time.
- You may apply for insurance for yourself in an amount equal to basic life coverage only, or an amount equal to the combined basic plus optional life amounts not exceeding 5 times basic life benefits, or $3,000,000, whichever is less.
- Spouse and child coverage is not available.