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Consolidated Omnibus Budget Reconciliation Act (COBRA)

The Consolidated Omnibus Budget Reconciliation Act (COBRA) provides eligible covered Members and their eligible Dependents the opportunity to temporarily extend their health coverage when coverage under the health plan would otherwise end due to certain qualifying events. Employees are responsible for the premiums if coverage is continued. For University employees, COBRA applies to the State health, dental, and vision coverage. Continuation for COBRA qualified dependents shall be identical to the employee's health, dental, and vision coverage under which they were covered at the time coverage was lost.

Eligibility
To be eligible for COBRA, covered employees and their dependents must be enrolled in the group health plan the day before the qualifying event occurs. The following individuals may be eligible:

  • Employees.
  • Annuitants.
  • Survivors previously receiving an annuity.
  • Spouse.
  • Civil Union Partner or child of Civil Union Partner.
  • Dependent children.
  • Child born to or placed for adoption with the covered employee during a period of COBRA.

Covered dependents retain COBRA eligibility rights even if the employee chooses not to enroll.

Employees who have opted out of health, dental and vision insurance coverage, and their dependents, are not eligible to participate in COBRA. The covered employee or dependent must notify University Payroll and Benefits (UPB) within 60 days of the date of the qualifying event or the date on which coverage would end, whichever is earlier. Failure to notify UPB within 60 days will result in disqualification of COBRA continuation coverage.

Note: The COBRA Administration Unit reserves the right to retroactively terminate COBRA coverage if an individual is deemed ineligible.

Effective Date
If COBRA continuation of coverage is elected, coverage is reinstated retroactive to 12:01 A.M. the date following termination of coverage.

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COBRA qualifying events
How to enroll
Cost & Premium payment
COBRA termination
COBRA questions
CMS COBRA Information and Cost


Maintained by University Human Resources | Contact Information | Last Update: 21-September-2017 | ID: 49