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Consolidated Omnibus Budget Reconciliation Act (COBRA)

Qualifying Events

A qualifying event is defined as any of the events shown below that result in a loss of coverage. Covered individuals experiencing a qualifying event may continue coverage as follows.

Qualifying Event Coverage
Qualifying Event
Continuation Period
Employee
Termination of employment for any reason, including termination of disability benefits and layoff, except for gross misconduct.
18 months
Loss of eligibility due to reduction in work hours.
18 months
Dependent
Employee's termination of employment for any reason.
18 months
Employee's loss of eligibility due to reduction in work hours.
18 months
Employee's death, divorce or legal separation from spouse or ex-spouse under age 55.
36 months
Employee's death, divorce or legal separation from spouse or ex-spouse over age 55.
36 months (if Medicare Entitled), or obtains Medicare, or reaches the qualifying age for Medicare.
COBRA participant's Medicare entitlement.
Up to 36 months
Loss of dependent status.
36 months

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What is COBRA?
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Maintained by University Human Resources | Contact Information | Last Update: 21-September-2017 | ID: 50